Field notes
The Quintel Blog
How the best desks source, underwrite, and place equipment-finance deals — and the public signals that surface them first.
When Does Equipment Financing Come Due? Timing the Call From a UCC Filing
John Deere Capital discloses a 56 month average original term on its retail notes and a 37 month average actual life. That 19 month gap is the whole timing problem: an originator who adds the contract term to a filing date finds the far edge of the renewal window, not the window.
Equipment Financing Leads: How to Actually Get Them in 2026
Bought lists are the most advertised and the least defensible, because every list is resold. The cheapest durable channels are the two nobody sells: your existing book and timing signals from public data.
Sourcing in Equipment Finance Is a Data Problem
The best desks no longer wait for deals to arrive. They read the public record and reach the borrower before the market does.