Best UCC Data Providers for Equipment Finance Lenders (2026): 12 Compared

The best UCC data provider for an equipment finance lender depends on what you need the data to do. LeadX is the strongest pick for searching filings with contacts attached. UCC Scout is built around one question: whose equipment loan is ending? EDA is the long-running source for who owns what equipment, and Springstreet suits teams that want recurring exports or an API. Wolters Kluwer and CSC are a different category, built for legal searches, filings and lien monitoring. If you're checking a few names or testing an idea, several states publish their index for free.

The easy mistake is buying the wrong kind of provider. A service that's excellent at confirming lien position may do nothing for your sales team. A cheap list of new filings may be full of merchant cash advances and blanket liens that have nothing to do with equipment.

Last updated: November 9, 2026. Written by Alek Perak, co-founder of Quintel.

Disclosure: Quintel publishes this guide, and Quintel is one of the 12 options. Quintel isn't a UCC data vendor in the usual sense, and for several of the jobs below another provider is the better buy. Every claim about a named provider comes from its own website or from trade press, checked on November 9, 2026, and linked so you can check it yourself. State prices come from our state-by-state guide, which links each official source.

The short list

• LeadX, best for searching filings with contacts attached: more than 50 million UCC-1 and UCC-3 filings, connected to company records and decision makers.
• UCC Scout, best for finding equipment loans near term: scores filings by how close the likely loan end is, from $79 a month billed yearly for one state.
• EDA (Fusable), best for equipment ownership and replacement cycles: weekly updated records with 25+ search filters.
• Springstreet, best for exports and API access: free debtor search, with recurring data exports at $500 a month.
• UCC Data, best for fresh new-filing lists: new filings with contact details, sold to MCA and equipment finance companies.
• Wolters Kluwer Lien Solutions, best for lien search, filing and management: the iLien platform, which it markets to equipment lessors.
• CSC, best for large lender UCC operations: search, filing and monitoring for banks and large leasing companies.
• Quintel, best for deciding who to call first: combines lien timing with permits, fleet filings and contract lettings in one ranked list.

How the 12 providers compare

Provider	Main job	What you get	Published pricing
LeadX	Prospecting	Searchable filings, company records, contacts, exports, API	Not found
UCC Scout	Prospecting	Scored list of filings with likely loan end	$79 per month billed yearly for one state. $1,199 per month billed quarterly for every state as it launches
EDA (Fusable)	Prospecting and market share	Equipment and financing records, alerts	Not found
Springstreet	Data and API	Search, recurring exports, API	$0 search. $500 per month for exports. API is custom
UCC Data	New-filing lists	Filings with borrower and contact details	By quote
Mailinglists.com (via NAICS.com)	List purchase	UCC and MCA records with contact fields	By request
Accutrend	Compiled business data	UCC data alongside new business and Secretary of State data	Not found
Wolters Kluwer Lien Solutions	Legal search and filing	Nationwide search, filing, portfolio management	Not found
CSC	Legal search and filing	Search, filing, expiration and continuation monitoring	Not found
UCC411	Free lookup	Single-name search across covered states	Free search
State open data	Raw files	The official index, in whatever form the state offers	Free to $24,000, by state
Quintel	Ranked call list	Companies ranked against what you fund, with the evidence	Not published

Pricing is what we found on each provider's own pages as of November 9, 2026. Not found means we saw no price on the pages we reviewed, and you may get one on request. State figures come from our state-by-state guide.

Start with the job, not the provider

UCC data gets used for three different jobs, and most providers are built for one of them.

Prospecting. You want to know which businesses to call. You need collateral text you can filter, a way to tie the filing to a real company, a contact, and some idea of timing.

Legal and credit work. You want to know whether a lien exists and where you stand. You need accurate searches against the correct debtor name, certified results when required, and help filing and continuing your own liens. Sales features don't matter here.

Market research. You want to know which lenders are financing which equipment in your territory. You need secured party data you can count and group, which is usually an export or an API.

If you need more than one of these, expect to pay for more than one product. A bank's loan operations team and its equipment finance originators often have good reasons to use different vendors.

What UCC data can and can't tell you

Read a vendor's pitch with these limits in mind.

A filing doesn't state the loan term or balance. UCC Scout, which sells timing estimates, says this plainly about a filing: "It won't tell you the balance." Any loan end date you see in a product is an estimate, usually based on common terms of 36, 48 or 60 months. Treat it as a reason to call, not a fact about the contract.

Most filings don't describe a specific machine. UCC Scout published a breakdown of Colorado equipment and blanket filings against businesses from the last 24 months. Only 18.8% named specific equipment with a serial, VIN or model number, and another 9.3% named the equipment type. Blanket all-assets liens made up 31.7%, and 18.5% had no published collateral text. That's one state, but it shows why a raw count of filings overstates the size of your market.

Freshness depends on the state. LeadX CEO John Sokol told Equipment Finance News that availability varies widely: "in California we procure that data set weekly," and "Oregon is monthly. Florida is daily." No provider can be fresher than the state lets it be, so ask for the delay in your own states rather than a national promise.

A filing shows past financing, not new need. The business already financed something. That can be a real opening, especially near the end of a term, but a filing doesn't tell you the business wants another conversation. A UCC-1 is also generally effective for five years unless it's continued, so a lapse date isn't the same as a payoff date.

1. LeadX: best for searching filings with contacts attached

LeadX lets you "search more than 50 million UCC-1 and UCC-3 filings by debtor, secured party, and collateral," then connect each filing to a company record and export results with decision-maker contacts. It also offers scheduled monitoring reports and an API.

The strongest public proof is a customer quote. Chris Ellis of KLC Financial told Equipment Finance News that before he reaches out, he knows what a company acquired, when, and who financed it.

Where it falls short: you still decide what to do with the results. It's a powerful search tool, so the value depends on how well your team builds and works its searches. We didn't find published pricing.

2. UCC Scout: best for finding equipment loans near term

UCC Scout has the clearest pitch in the category: "Know whose equipment loan ends next." It reads new filings, removes noise such as consumer solar and tool accounts, and gives each filing a 0 to 100 score that peaks when a loan is 36 to 48 months old.

It's also the only prospecting product here with full pricing on its site. There's a 7-day trial with no card, a Solo plan at $79 a month billed yearly for one user and one state, and a Team plan at $1,199 a month billed quarterly with five seats and an API. Team is sold as every state, but the FAQ lists Colorado, Connecticut, Virginia, Florida and Wisconsin and says Team covers every state as it launches, so confirm your states first.

Where it falls short: its public sample and published figures are from Colorado, a state that releases its full filings and collateral as free daily open data. Many states publish less. Before paying for another state, ask how much collateral text you'll actually get there. The score also estimates timing mostly from filing age. A filing with no termination on record can still belong to a loan that's already been paid off.

3. EDA (Fusable): best for equipment ownership and replacement cycles

EDA describes its foundation as "weekly updated company and equipment data," and Fusable says its detail is sourced from UCC filings. You can filter on 25+ fields including equipment owned and brand, see purchase patterns on each prospect, and automate a rolling search to see who is up for replacement. Its page for lenders focuses on anticipating finance and lease cycles and tracking competitor activity.

Where it falls short: much of the product is built for dealers and manufacturers as well as lenders, and it covers nine industries, so check that yours is one of them. We didn't find published pricing.

4. Springstreet: best for exports and API access

Springstreet advertises "over 1 Billion UCC data points" with nationwide coverage and standardized JSON. Its free tier allows debtor search and browsing. The $500 a month subscription adds recurring exports, custom filters and portfolio monitoring, and API access is priced separately.

This is the option to look at if you have someone who can work with data and you want to run your own scoring or market share analysis.

Where it falls short: it's a data product, so filtering out MCAs, matching debtors to real companies and finding a contact are largely your problem.

5. UCC Data: best for fresh new-filing lists

UCC Data sells lists of recent filings to MCA and equipment financing companies, delivered "usually within days of the filing." Fields include borrower details, lender name, filing date and collateral, along with contact names, cell phones and emails.

Where it falls short: the pitch is speed to a business that just borrowed. That fits working capital better than equipment finance, since a company that just financed a machine may not need another one soon. Its contact fields also include home addresses and cell phones, so run your calling and texting plans past counsel. Pricing is by quote.

6. Mailinglists.com, via NAICS.com: best for a one-time list purchase

NAICS.com refers UCC requests to its partner Mailinglists.com and cites "44+ Million UCC Records" and more than 9 million MCA records, with fields for debtor, secured party, filing date and collateral code.

Where it falls short: this is list buying. Ask for filing dates on a sample, and find out how many other buyers receive the same records.

7. Accutrend: best if you also need other business data

Accutrend offers UCC data to "identify businesses that have secured financing," alongside new business and Secretary of State data. It customizes data products for each client.

Where it falls short: it's a general data compiler, so equipment finance filtering will come down to what you specify.

8. Wolters Kluwer Lien Solutions: best for lien search, filing and management

Lien Solutions, through its iLien platform, provides "nationwide search services for loan- and lease-related documentation," along with UCC-1 and UCC-3 filing, portfolio monitoring and API integration. It markets iLien directly to equipment leasing and finance companies.

Where it falls short: this is an operations and compliance product. Don't buy it to fill your sales pipeline.

9. CSC: best for large lender UCC operations

CSC says it offers "the industry's largest online UCC database and film library," and that it serves commercial banks, capital finance companies and large leasing enterprises. Services include search, filing, PMSI work and monitoring for expirations and continuations.

Where it falls short: the same as Wolters Kluwer. It protects your liens rather than finding new borrowers. We didn't find published pricing.

10. UCC411: best for free single-name lookups

UCC411 offers free search across "33,021,018 filings and counting" with no account. It's a quick way to check a debtor or a secured party before a call.

Where it falls short: coverage is uneven. The site labels some states as current, others as historical archives, and many as guides with links to the official office. Check the label before trusting a result, and don't treat a missing filing as proof that no lien exists.

11. State open data: best for free raw files and testing

Some states give away what vendors resell. As our state-by-state bulk data guide explains, Colorado publishes free daily debtor, secured party, filing and collateral datasets, and Connecticut publishes free nightly index data. California lists master data at $100 with weekly updates at no charge. Texas sells a monthly master unload for $1,150, with daily updates from $65. At the top end, Arizona lists $24,000 for its full index with images.

Where it falls short: you get raw records. You'll have to clean names, separate equipment from everything else and find contacts yourself, and each state sets its own rules on reuse. Still, if you lend in one of the free states, it's the cheapest way to learn what the data looks like before paying anyone.

12. Quintel: best for deciding who to call first

We make Quintel, so weigh this entry accordingly. Quintel doesn't sell UCC records as its product. It treats a lien maturing as one signal among several, alongside county permits, federal fleet filings, contract lettings and new registrations. It resolves those records to one company and gives your team a list ranked against what you fund, with the evidence attached.

The difference shows up on a single account. A 2021 lien on two excavators is a possible reason to call. The same lien plus a new grading permit is a stronger one.

Where it falls short: if you need a raw filing export, a legal search or a certified result, use one of the providers above. Pricing isn't published, and you'll need a demo to see your own market.

Also considered: LienIntel sells state-by-state UCC and lien datasets per result on Apify. It's new, having joined the platform in June 2026, but it's worth a look for technical teams that only need a few states.

Which should you choose?

If you are	Start with	Add later
A solo originator or small broker	UCC Scout in your state, or free state data	LeadX once you need contacts at volume
An origination team at an independent lender	LeadX or EDA	Quintel to decide who gets called first
A vendor program team	EDA for dealer and brand views	LeadX for competitor portfolios
A data or analytics team	Springstreet, or state files	Your own scoring
Loan operations or legal	Wolters Kluwer or CSC	Nothing from the prospecting list
A team tired of working the same lists	Quintel	A UCC search tool for research

How to test a UCC data provider before you buy

Ask for a sample covering the last 90 days in your two biggest states, then check five things.

1. Delay. Compare the filing date on each record with the date the provider made it available.
2. Equipment share. Count how many records describe equipment you'd finance. Set aside blanket liens, MCA funders and filings against individuals.
3. Entity match. Take 25 debtors and confirm the provider tied each one to the right company. Similar company names are easy to mismatch.
4. Contact quality. Call or verify a small batch. Check whether the person still works there and has authority over equipment purchases.
5. Exclusivity. Ask how many other customers get the same records. If everyone in your market receives the list on the same morning, speed alone won't help you.

Then run your own closed deals through it. Take 20 companies you funded last year and see how many appear, and how early. That tells you more than any coverage number on a sales page.

Sources

• LeadX, UCC filing data
• Equipment Finance News, LeadX organizing UCC data to boost user sales
• UCC Scout and How to use UCC filings for prospecting
• EDA, how it works, EDA for lenders and Fusable for finance
• Springstreet
• UCC Data
• NAICS.com, UCC and MCA data
• Accutrend
• Wolters Kluwer Lien Solutions for equipment leasing and finance
• CSC UCC services
• UCC411
• LienIntel on Apify